The Raleigh Mortgage Bankers Association was established in 1977 as the Mortgage Lenders Association with 13 members and Bob Law as its first president. In the 80s, the Association incorporated and became the Raleigh Mortgage Bankers Association with as many as 88 members.
Crystal Vroman is a Loan Officer at CrossCountry Mortgage in Raleigh and Jacksonville North Carolina.
As a retired US Army veteran she continues to serve her brothers and sisters in arms through her experience in mortgage financing, educational outreach and political action to make veterans a protected class in North Carolina. Her brand the “Cat Lady Lender” supports a number of local charities including Safe Haven for Cats, Riverside Ranch and the Clayton Rugby Club.
Crystal Vroman
crystal.vroman@ccm.com
NMLS 1708733
Ned Liggon is the Current President of the Raleigh Mortgage Bankers Association. Ned is a native of Eastern North Carolina where he started his career in banking. He moved to Raleigh and transitioned to the Mortgage Business in 2013. He began working with Movement Mortgage shortly thereafter where he currently serves as a Producing Branch Manager. In addition to the Mortgage Bankers Association, Ned is actively involved in the Wake County Home Builders Association’s Triangle Sales and Marketing Council, the Rotary Club of Raleigh, and a member at North Hills Club.
When he’s not writing mortgages and serving his community, he enjoys spending time with his wife Lowry and daughter Mary Eliza, as well as other family and friends. They love cooking together as well as patronizing favorite restaurants, participating in various outdoor activities, and spending time at Atlantic Beach.
Ned Liggon, Movement Mortgage
Ned.Liggon@movement.com
NMLS 795448
Pat Price is a Producing Market Leader with Movement Mortgage in Raleigh, NC and is the Treasurer of the Raleigh Mortgage Bankers Association. Pat is a graduate of the University of North Carolina at Chapel Hill and is an avid Tar Heel fan.
A lifelong runner, Pat is the co-founder of Sir Walter Running, a Raleigh-based non-profit that puts on running events, including the Sir Walter Miler and the Raleigh Holiday Half Marathon. He has competed in the Boston, Chicago, and New York marathons, and enjoys spending time from the mountains to the sea with his wife and two daughters.
Pat Price, Movement Mortgage
pat.price@movement.com
NMLS 1036017. Licensed in NC, SC, VA, FL, TN, GA, CO, AZ and OR.
Jeni Long is the current Secretary for the Raleigh Mortgage Bankers Assocation and an Area Pipeline Manager for Atlantic Bay Mortgage. She has more than 30 years of experience in mortgage banking, much of it in the Charlotte, NC market.
We are thrilled to have Jeni as part of the Raleigh Mortgage Bankers Association Board, with her Servant leader mindset. Previous to joining the local Association, Jeni served as officer and director of Institute of Financial Education, all offices including President of Charlotte Mortgage Lenders Association, NC Director of MBAC and served as Treasurer of MACPAC for MBAC for over 9 years.
She’s also served on the Selection Committee for Habitat for Humanity of Charlotte, served as Homebuilder’s Association of Charlotte officer, Director and Chairman of the HBA’s Associate Committee. Jeni’s also served as the Chairman of Advertising and PR Committee of Charlotte Regional Realtors Association.
Jeni Long, Atlantic Bay
jenilong@atlanticbay.com
NMLS 112538. Licensed in NC, SC and VA.
Amber Hoots is a Raleigh Mortgage Bankers board member and currently serving as the membership chair. She is an account manager with Essent Guaranty covering the central and Eastern NC markets. When not slinging MI she is the mother of two baseball loving boys and serves on the worship team for her local church.
Amber Hoots, Essent Guaranty
amber.hoots@essent.us
Born and raised in Raleigh, Nick Nance is a licensed insurance agent with North Carolina Farm Bureau Mutual Insurance Company. Specializing in home, auto, and life insurance across the state, Nick prioritizes building personal connections with each and every client.
With a background as a general contractor in the insurance industry, Nick understands the importance of tailored coverage for individuals and their families. His mission as an North Carolina Farm Bureau Agent is to ensure his clients’ insurance needs are met, offering a local resource and providing lasting protection during times of need.
Beyond his professional pursuits, Nick finds joy in the outdoors and travel alongside his wife, Gretta, and their four children: Ty, Addison, Van, and Tenley
Nick Nance, North Carolina Farm Bureau Mutual Insurance Company
nick.nance@ncfbins.com
Nelda Cales is a Board Member responsible for driving New Membership for the Raleigh Mortgage Bankers Association and an Area Sales Manager for Atlantic Bay Mortgage. “Banking and Mortgage Lending alone have been my career choice for over 20 years. I have served in a leadership role over the past 15 years with large and small companies, finding my best success and career fit at Atlantic Bay Mortgage Group.”
Nelda says, “My biggest focus in helping the customer is geared toward education. When a client or agent entrusts me to work for them, it is not just a transaction. It is a process of reviewing the various aspects of their financial situation, life changes that may occur while having this mortgage, and what strategy will serve them in the future, as well. I also take time to discuss budgets to help a client improve their overall financial picture. Whether a client is ready to purchase today or in their future, I will assist them in optimizing their best credit situation to get in the best financial shape.
I have lived in eastern NC for the last 20+ years experiencing towns such as Greenville, Emerald Isle, and New Bern. My husband Randy and 11 year old Preston live in Apex, NC. I took up running 5 years ago and enjoy running and racing as a healthy hobby.”
Nelda Cales, Atlantic Bay
neldacales@atlanticbay.com
NMLS 450923
